Home repairs, sorted

Something broken at home? Run the safe checks in our guides first, then get a free call back to set up cover for the next breakdown.

Repairs covered by a Smart Plan

When something goes wrong at home, you want it sorted without a surprise bill. A Smart Plan is a cover plan for your home: you pick the areas you want covered, and when a covered item breaks down we arrange a vetted engineer to come out, diagnose it and carry out the repair, with parts and labour included up to your cover limit. Smart Plan is a service plan, not insurance, from UK Boiler Company Ltd, trading since 2014.

Cover is for future breakdowns. A fault that is already there before your plan starts is not covered, so the best time to set up cover is before something goes wrong. If you have a problem today, the guides below walk you through the safe checks you can do yourself.

What a cover plan can repair

You build your own cover from separate modules, so you only pay for what you choose. The main repair areas are:

Repair areas you can cover

  • Boiler and central heating breakdowns: no heat, no hot water, leaks or error codes (handled by a Gas Safe registered engineer)
  • Plumbing: leaking pipes and joints, supply and overflow pipes, and a non-flushing toilet where it's the only toilet in your home
  • Drainage: blocked internal and external drains, toilets and sinks
  • Electrical: repairs to your fuse box, light fittings, switches and sockets (handled by a qualified electrician)

What a cover plan costs you on the day

For a covered breakdown within your cover limit, parts and labour are included. A £95 call-out fee, paid in advance, applies in set cases: a call-out in the first 30 days of a new plan, a fault that falls under an exclusion, or a visit where our engineer can't get access. Call-outs are carried out Monday to Friday, 08:00 to 18:00, unless it's an emergency breakdown.

Cover limits for each module

Boiler cover runs up to £500 in each 12-month period if your boiler is under 7 years old, or £200 if it's older. Plumbing, drainage and electrical cover each run up to £500 in each 12-month period. All limits include parts and labour.

One thing to know up front: a cover plan starts as monthly rolling, but once you use a service a 12-month agreement period applies. If you leave early after that point, you'd pay the remaining months or 75% of the outstanding balance.

Smart Plan cover at a glance

DetailWhat to know
How it startsA free call back to set up your plan; nothing is set up or paid online
What's coveredBreakdowns in the modules you choose, after your plan starts
Parts & labourIncluded up to the cover limit for each module
Call-out fee£95 in set circumstances (first 30 days, excluded issues, no access)
Call-out hoursMonday to Friday, 08:00 to 18:00, unless it's an emergency breakdown
CommitmentMonthly rolling, but a 12-month agreement applies once you use a service (early exit = remaining months or 75% of the balance)
Product typeA service plan, not insurance

Smell gas or worried about safety?

If you can smell gas, hear hissing, or suspect carbon monoxide, do not try to fix anything yourself. Leave the property, open doors and windows on the way out, and call the National Gas Emergency line on 0800 111 999 straight away. Gas and boiler work must always be done by a Gas Safe registered engineer; never attempt a gas repair yourself.

What you can safely check yourself

For a non-emergency boiler fault, you can safely check a few things first: that the thermostat is set correctly, that the boiler pressure is in the normal range, and that the reset button has been pressed, but only following your boiler's own manual. If that doesn't sort it, leave the rest to a Gas Safe registered engineer. Never attempt your own gas or electrical work.

Home repair questions

How do I set up cover for home repairs?

Ask for a free call back and we'll ring you to set up the cover that suits your home. We aim to call you back within one working day, Monday to Friday, 08:00-18:00. Nothing is set up and no payment is taken online.

Will a cover plan fix a fault I already have?

No. A fault that exists before your plan starts is not covered. A cover plan is for breakdowns that happen after it starts, so it's worth setting up before something goes wrong.

Is there a call-out fee?

A £95 call-out fee, paid in advance, applies in set cases: a call-out in the first 30 days of a new plan, a fault that falls under an exclusion, or a visit where our engineer can't get access.

What hours are call-outs carried out?

Call-outs under a cover plan are carried out Monday to Friday, 08:00 to 18:00, unless it's an emergency breakdown.

What if I smell gas?

Call the National Gas Emergency line on 0800 111 999 immediately, leave the property and do not attempt any repair yourself.

Can I check anything myself before calling?

For a boiler that won't fire, you can safely check the thermostat setting, the boiler pressure and the reset button, but only by following your boiler's own manual. Never attempt gas or electrical work yourself; leave that to a Gas Safe registered engineer or a qualified electrician.

Is Smart Plan insurance?

No. Smart Plan is a service plan, not a contract of insurance. It's run by UK Boiler Company Ltd, who have been looking after UK homes since 2014.

What our customers say

Real reviews from Smart Plan customers.

The engineer was punctual, professional, and resolved the issue without any fuss.
Verified customer, 2024-08-03
Top customer service. Prompt response times. Truly a pleasant experience.
Daryl Benoit, 2023-11-10
Very friendly, tidy and efficient. Would recommend to anyone.
Antony, 2024-05-17
The engineer was very knowledgeable and very helpful; he explained the issues and fixed the issues.
Mr Hafeji, 2024-04-17

See more customer reviews

Cover the next breakdown: get a call back

A cover plan is for the next breakdown, not a fault you already have today. Get a free call back to set up cover for next time. We aim to call you back within one working day, Monday to Friday, 08:00-18:00. It's a service plan, not insurance.

Get a call back to set up cover

A service plan, not insurance. Nothing is paid online.